Human nature is constant and humans decide the price in any market and many new forex traders as part of their forex education look to follow one of the many scientific theories to help them predict market movement and enjoy currency trading success, let’s look at them…You will see lots of forex trading systems say they can predict market tops and bottoms with scientific accuracy but how accurate are they?The major scientific theories are those based upon the works of Fibonacci, W D Gann and Elliot.The above theories and any others that claim that markets move to science are wrong markets don’t and cant by there very nature.Why?Because humans are not logical and do not conform to a universal ideal and this should be pretty obvious as if there was a scientific theory of human nature we would all know the price in advance and there would be no market.It’s a fact that if any of the so called scientific theories worked everyone would follow them and of course they don’t. Fibonacci, Gann and Elliot made no money with their theories but that still doesn’t stop the far out investment crowd claiming they work when they quite obviously do not.Trade to Win By Trading the OddsIf you want to win at forex trading, don’t look for something that doesn’t exist and look at the right way to trade forex markets to win and that means trading the odds.An essential part of your forex education should be that, forex is a game of odds NOT certainties. Don’t let this dishearten you though – if you learn how to trade the odds and use a simple soundly based forex trading strategy you can win and win big.The fact is markets move based upon the supply and demand fundamentals and human perception of them. At certain times greed and fear take hold and humans push prices to far from fair value and a price spike occurs.These short term price spikes are easy to see on a forex chart and can be traded for profit. Sure you won’t win every trade- but if you win more than you lose, keep your profits small and run your profits you can make huge profits.Today science has enriched our lives and we marvel at some of the advances that are made. You can however only apply science in certain areas and forex trading is not one of them.Keep It Simple!Forex trading remains and always will be, odds based game and if you think about it 95% of traders lost 50 years ago and 95% lose today despite all the advances in science and forecasting.Forex trading relies on a simple method and your ability to execute it with discipline through periods of losses to achieve currency trading success.If you get the correct forex education and learn how to do this, you may not be perfect with every trade – but you will make a lot of money.
“Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young.” Henry Ford – IndustrialistRetirement is a time of exploration and one very important element of this involves educational opportunities. What things would you like to know more about, but have not had the time to learn? For me, I would like to understand how the economy works, learn to speak Spanish, and further a lifelong interest in astronomy. Because of my work schedule, I have been unable to take advantage of the numerous courses offered as part of the local junior college system on these topics. However, in retirement, I will have the time to explore.In this article, I will review several educational options for seniors. These are options that are low or no cost. One of the advantages of getting older is that you are more likely to seek educational opportunities because you want to learn about the topic, not to attain some sort of certification. If this describes you, then there is a world of possibilities that are open. Let’s take a look at some of the options.STATE COLLEGES & UNIVERSITIESMost states have either formal policies or actual state statutes that allow residents over the age of 60, 62, or 65 (depending on the state) to attend colleges in the system free or at a substantially reduced cost. Most of these are on a space available basis and do not offer credit for completion of a course. But, if you just want to explore and learn, this could be perfect for you.The states that have these no- or low-cost education policies for seniors are:Two year colleges only: AlabamaFour year colleges only: California, Hawaii, Maine, New York, Oregon, South DakotaBoth two- and four-year colleges: Alaska, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, WyomingIn some instances, there might be restrictions, but check with the specific state to determine the limitations. This can be a good option depending on the content you are after and whether you need the structure of a formal class.ON-LINE EDUCATION OPPORTUNITIESOver the last couple of years, educational opportunities delivered on-line have blossomed. These run the gamut from formal classes delivered through streaming video lectures, multiple-video modules focused on general topics, or relatively short video clips focused on a narrow topic. Let’s explore a couple of these possibilities.CourseraCoursera is an example of a growing number of educational opportunities available on-line. I will use Coursera as the example, but you can Google On-Line Courses Free and find others as well. Several courses are offered for free although you have the opportunity for certification for a fee that varies from $30 – $90 per course. These courses run over the course of an academic semester and have periodic lectures and “out of class” assignments similar to what you would find in a regular classroom. The difference is that you are attending on-line, not in person.The courses that are offered change over time, but are taught by renowned faculty members from top public and private universities. The content of these courses run the gamut across the sciences, math, humanities, and social sciences. They vary considerably in terms of the background you need to understand the information. However, generally they should be comprehensible by the reasonably educated person. Here are some examples of courses currently being offered and the universities that are producing them:Find, Fix, and Prevent Cybersecurity Vulnerabilities (University of Maryland)Climate Change in Four Dimensions (University of California)Computer Networks (University of Washington)Social & Economic Networks (Stanford University)Write and Produce Your Own Music (Berklee College of Music)Write Like Mozart: An Introduction to Classical Music Composition (National University of Singapore)The Power of Macroeconomics: Economic Principles in the Real World (University of California)Global Sustainable Energy (University of Florida)This list is just a small sampling of courses that are offered. Go on-line to read detailed descriptions of the courses offered and the background you will need. After that, all you will need to do is to sign-up and view the on-line lectures as they are scheduled. The Coursera home page can be found at www.coursera.org.The Khan AcademyThis is a website that offers videos covering topics in math, science, economics & finance, and the humanities. This site originally was developed by Sal Khan to assist his niece in grade school. It has expanded substantially from that. Go on to the site and you will have access to video clips ranging from around 5 – 20 minutes each explaining a specific topic. Need a basic refresher on high school algebra – this is the place. Need to understand some basic economic concepts – Khan will provide what you need. These topics are explained in very simple detail. There are, of course, Khan Academy knock-offs. However, no one does it like Sal Khan. Google or Bing Khan Academy for the link the website.YouTubeYouTube is a resource that I have just discovered recently. This website provides access to streaming videos that explain nearly any topic that you would like information on. Do you need a video on how to check the oil level in your car? There are several videos on YouTube for that. Need to understand how to set the clock on your VCR – this is the place? Need to know how to hook up your home sound system – well you get the idea. You can find videos on virtually any topic of interest. However, YouTube goes far beyond these simple topics. Many university professors as well as high school AP teachers’ video tape their lectures and put them on YouTube. Just search on the topic you are interested seeing and all of the available videos will be listed. Click on those of interest and they will stream on your browser. The offerings vary in quality, but I have generally found what I was looking for and gotten the content I needed.You can spend hours searching this site and viewing videos. It’s both entertaining and educational. The YouTube home page can be found at www.youtube.comHere’s an idea. If you find a course on Coursera that you want that requires a background you don’t have, go to YouTube or the Khan Academy and view videos to get you up to speed on those required background topics. After that, go back to Coursera and sign-up.In the world of your youth, if you wanted to learn about something your options were to read a book or attend a class. Sometimes these were at considerable expense and might not be readily available. In the new world, the educational options are nearly endless, free or low-cost, and available 24/7. All you need is the time to learn and explore. Welcome to retirement.
Interactive learning projects and lessons are enchanting and very effectively capture a child’s imagination and attention, allowing them the full benefit of hands on learning. Teachers are bringing this learning concept into the classroom and home schooling parents have been practicing it for years. It is highly effective and the lessons learned serve to imprint the knowledge upon young minds so that they will not forget. Butterfly and Nature Gift Store has a wide selection of learning aids such as ant farms and butterfly kits that will help children learn about nature. Their large selection of educational kits gives plenty from which educators can choose.The Butterfly and Nature Gift Store announces their brand new butterfly kits and ant farms. Teachers and home schooling parents can enjoy the benefits of incorporating these highly effective learning aids into their lessons. Many of the kits include live caterpillars that students can watch transform into beautiful butterflies. The ant farms include live ants that students can observe creating tunnels and colonies. The lessons here can incorporate not only valuable science lessons but also lessons on life, family units, community and transformations. Students can also gain an appreciation of nature and learn that there is so much more in the big “circle of life.”The ant farms at Butterfly and Nature Gift Store offer projects that are not only fun, but educational as well. They give children the opportunity to observe certain ant behavior such as chamber making and tunneling. Students have the opportunity to see different classes of ants doing their various jobs such as feeder ants gathering food and worker ants digging. They can learn important lessons about how ants are very clean and remove their refuse away from their homes and tunnels. They also move their dead in this manner. This can lead to very productive discussions on the scientific and biological aspects of ants, but also of communities, organizations and teamwork.The Butterfly and Nature Gift Store has five different styles of ant farms that are available. The live ants are received separately via certificates that are included in the ant farm kits and must be mailed in to the company. The ants then arrive within two to three weeks and can only be shipped within the continental United States. Butterfly and Nature Gift Store’s website has a great store of resources for incorporating ant farms into the classroom. They offer information on science projects for kids and give detailed instructions on using the kits and creating lessons.The butterfly project kits use live butterflies and can easily be incorporated into lesson plans or as fun, interactive science projects that provide a great visual aid. Insects are ideal for studying in the classroom due to their brief life cycle. Teachers and home school parents can lead lessons in insect life cycle, behavior, anatomy and the influences of various environmental factors. The kits provide hands on projects that are fun and a project that the students will talk about, explore and want to know more. It takes a caterpillar about three weeks to develop into a butterfly and this can lead to discussions about the transformations that are going on inside the cocoon.The beauty of butterfly kits from Butterfly and Nature Gift Store is that teachers and home schooling parents can enjoy the wonder, magic and fun of rearing butterflies during any time of the year, even in the dead of winter. The instructions are included in the butterfly hatchling kit so keep the butterflies within their life cycle. The resource pages of the Butterfly and Nature Gifts website provides numerous ideas for projects and lessons that incorporate the butterfly kits.Teachers and home schooling parents who want to introduce their students to the wonders of nature can purchase the butterfly kits and ant farms from Butterfly and Nature Gift Store. With the resources, lessons, activities and accessories that are included on the website, Butterfly and Nature Gift Store is a must for the progressive, interactive and interesting classroom.